Plantation, FL Auto Insurance
Get The Coverage You Need From The Florida Auto Insurance Experts
When searching for affordable auto insurance coverage in the Plantation, Florida area, make sure to visit Insurance Authority Inc. Even if you already have coverage from another insurance company we can let you know if there is a better deal for you with our services. In the end, we just want what’s best for your bottom line.
At Insurance Authority Inc, we have been serving the residents of Plantation, Florida for nearly 30 years as an independent agency. We know the ins-and-outs of South Florida’s insurance market. Our agents are up to date on auto insurance products, services, prices, and discounts. Call us today at 954-874-8022 and we will find out if your current policy is costing you more than it should. Don’t forget to ask about how we can save you up to 20%.
Let us take care of you at Insurance Authority Inc. We will take all the guess work out of auto insurance shopping by putting our expert agents to work for you. Everything from coverage options, deductible selection, and available companies to choose from can all the handled in one visit to our Plantation, Florida location. Call us and we can get started on helping you with your auto insurance needs right away. We offer and/or insure the following:
- Standard and Preferred auto Insurance
- High Risk auto Insurance
- Classic autos / High Valued autos
- Special program for Mature/Elderly Drivers
- Available Discounts
- Recreational vehicles / Business vehicles
Collision and comprehensive (other than collision) coverages
Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both of these coverages for each vehicle you own. If you have an auto loan you may be required to purchase both.
- Collision coverage insures you against damage to your vehicle caused during an accident.
- Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.
Collision and comprehensive (other than collision) coverage usually includes a deductible, which can range from $100 to $1,000. If your car is damaged, the Insurance company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium.
Liability coverage involves injuries you cause to other people and damage you cause to other people’s property when you are at fault in an automobile accident.
Medical Payments Coverage
Medical Payments coverage relates to medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, regardless of fault. If you and your passengers have health Insurance, you may not need this coverage.
Personal Injury Protection
Some states require Personal Injury Protection, which is also known as No-Fault coverage. This coverage pays for things like medical and rehabilitative expenses, replacement services, and funeral expenses. It also pays for loss of income if you are injured in an auto accident and are unable to work.
Uninsured/Underinsured Motorist Coverage
This coverage pays if you are injured by a person who is completely uninsured or doesn’t have enough liability Insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver.
Optional or special coverage includes extras such as towing, rental reimbursement, and/or roadside assistance. Although these coverages are not required, additional options such as these pose valuable to any policy.
Coverage descriptions indicated are only general terminology, so please refer to your policy for actual policy provisions and coverage.
How much do I need?
Choosing the appropriate level of auto insurance coverage depends on a number of factors, including assets you must protect (liability coverage), value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk. Still have questions? Call us today at 954-874-8022 and get your FREE no obligation auto insurance quote.
Plantation “ Is a city in Broward County, Florida, United States. As of the 2010 United States Census the population was 87,496. It is a principal city of the Miami metropolitan area, which was home to an estimated 6,012,331 people at the 2015 census .” Wikipedia.org – https://en.wikipedia.org/wiki/Plantation,_Florida