Parkland Auto Insurance
Best Rates on Cars, Motorcycles, Pickups & Vans
Serving Parkland, Florida with Great Customer Service
Are you a Florida driver residing in Parkland, Florida? If so, you need a reputable auto insurance agency with strong commitments to A-rated carriers and superior customer service. Our agency, Insurance Authority, is just that, and we’re committed to you.
At Insurance Authority, we take your insurance needs seriously–and personally. Our long-term staff of licensed professionals recognizes that “one size doesn’t fit all.” Let us navigate the waters for you as we are experts in Parkland, Florida insurance. Call us today at 954-874-8022 to speak with one of our knowledgeable insurance agents.
While many Florida auto insurance agencies come and go, Insurance Authority remains a solid local, independent South Florida agency, serving Florida’s countless diverse communities for almost 30 years. We know the in’s and out’s of insurance, the wide range of auto insurance products, services and prices in today’s market, and most importantly, the many different types of discounts available today. Are you taking advantage of all discounts you may be entitled to? Call us today and find out.
When shopping for insurance, it is important to understand the following terms and know the amount of coverage you need. At Insurance Authority, we can simplify it all for you:
- Standard and Preferred auto Insurance
- High Risk auto Insurance
- Classic autos / High Valued autos
- Special program for Mature/Elderly Drivers
- Discounts that are available
- Recreational vehicles / Business vehicles
Collision and comprehensive (other than collision) coverages
Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both of these coverages for each vehicle you own. If you have an auto loan you may be required to purchase both.
- Collision coverage insures you against damage to your vehicle caused during an accident.
- Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.
Collision and comprehensive (other than collision) coverage usually includes a deductible, which can range from $100 to $1,000. If your car is damaged, the Insurance company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium.
Liability coverage pays for injuries you cause to other people and damage you cause to other people’s property when you are at fault in an automobile accident.
Medical Payments Coverage
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
Personal Injury Protection
Some states require Personal Injury Protection, which is also known as No-Fault coverage. This coverage pays for things like medical and rehabilitative expenses, replacement services, and funeral expenses. It also pays for loss of income if you are injured in an auto accident and are unable to work.
Uninsured/Underinsured Motorist Coverage
This coverage pays if you are injured by a person who is completely uninsured or doesn’t have enough liability Insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver.
Optional or special coverage includes extras such as towing, rental reimbursement, and/or roadside assistance. Although these coverages are not required, additional options such as these pose valuable to any policy.
Coverage descriptions indicated are only general terminology, please refer to your policy for actual policy provisions and coverage.
How much do I need?
Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk. Still have questions? Call us today at 954-874-8022 and get your FREE no obligation auto insurance quote.
Parkland Information – “ Parkland is an affluent city in Broward County, Florida, United States, where zoning laws are designed to protect the “parklike” character of the city. Initially, there were no stores or traffic lights in Parkland, though this sort of changed in the early 2000’s. As of the 2010 census, the population of Parkland was 23,962. It is part of the Miami–Fort Lauderdale–Pompano Beach Metropolitan Statistical Area, which was home to 5,564,635 people at the 2010 census.” Wikipedia.