Ft. Lauderdale Auto Insurance

Ft. Lauderdale Auto Insurance

Get The Coverage You Need From The Florida Auto Insurance Experts

Searching for the right auto insurance agency in Fort Lauderdale, Florida? Search NO MORE!Insurance Authority Inc. can help you with all your auto, automobile, car  insurance needs. Our auto insurance professionals can handle everything for you.Simply Call 954-874-8022 and speak to one of our bilingual licensed auto insurance professionals who have years of experience customizing the right coverage for our Florida residents.

At Insurance Authority Inc, we have been helping our Florida customers since 1989 with all of their car insurance insurance needs.  Let our top-notch team of insurance experts generate different tailored auto insurance quotes for you and your individual needs and budget!  With many TOP RATED insurance companies from which to choose from, you no longer have to jeopardize your valuable time contacting company after company in search of the best automobile insurance policy at the best rate.  Relax! Insurance Authority Inc,will do the work for you! We are usually able to save our customers an average of 20% or more on car insurance.

All of the Insurance companies we represent provide a wide range of auto Insurance products, services and prices. Your price gets even better if you qualify for any of our available discounts, just ask our insurance professionals about the different types of discounts that you may qualify for. Ex: multi car; teacher discounts, etc.

Make sure you understand and ask about what the terms below mean to you and how much coverage is right for you and your family.

  • Standard and Preferred auto Insurance
  • High Risk auto Insurance
  • Classic autos / High Valued autos
  • Special program for Mature/Elderly Drivers
  • Discounts that are available
  • Recreational vehicles / Business vehicles

Coverage options:

Collision and comprehensive (other than collision) coverages

Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both of these coverages for each vehicle you own. If you have an auto loan you may be required to purchase both.

  • Collision coverage insures you against damage to your vehicle caused during an accident.
  • Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.

Collision and comprehensive (other than collision) coverage usually includes a deductible, which can range from $100 to $1,000. If your car is damaged, the Insurance company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium.

Liability Coverage

Liability coverage pays for injuries you cause to other people and damage you cause to other people’s property when you are at fault in an automobile accident.

Medical Payments Coverage

Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.

Personal Injury Protection

Some states require Personal Injury Protection, which is also known as No-Fault coverage. This coverage pays for things like medical and rehabilitative expenses, replacement services, and funeral expenses. It also pays for loss of income if you are injured in an auto accident and are unable to work.

Uninsured/Underinsured Motorist Coverage

This coverage pays if you are injured by a person who is completely uninsured or doesn’t have enough liability Insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver.

Optional Coverage

Optional or special coverage includes extras such as towing, rental reimbursement, and roadside assistance. None of these coverages are required.

How much do I need?

Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk. Simply call us today (954) 742- 0123 and get a FREE no obligation auto insurance quote !