Coral Springs Auto Insurance

Coral Springs Auto Insurance

Get The Coverage You Need From The Coral Springs Auto Insurance Experts

At Insurance Authority, we are committed to providing you with top of the line insurance coverage to ensure that you are able to use your vehicle with peace of mind. Whether your biggest worry is cost or coverage options, we will make sure that both are taken into consideration when writing up your Coral Springs, Florida auto insurance policy. CALL US TODAY at 954-874-8022 and let’s see if we can’t give you a better deal on your auto insurance. Ask us how we can SAVE YOU UP TO 20%.

Is it important to you to have things accomplished efficiently? We strive to be efficient. For this reason, our agents are well-educated in the today’s South Florida market and discounts; as well as, with the vast amount of insurance products, services, and available prices. Providing top of the line insurance, the first time around, is important to us. We have been providing auto insurance in the Coral Springs, Florida area since 1989.

Don’t go at it alone. Let us do the shopping for you. Our agents will take care of you and ensure that your policy is exactly what you were in searching for. Give us a call at and don’t forget to ask us how we can SAVE YOU UP TO 20% on your Coral Springs, Florida auto insurance.

Feeling a bit overwhelmed from insurance shopping?   This can easily happen given the many different coverage options, deductible selections and available companies from which to choose. Why not let Insurance Authority spell it out for you, as that’s what we do best.  We offer and/or insure the following:

  • Standard and Preferred auto Insurance
  • High Risk auto Insurance
  • Classic autos / High Valued autos
  • Special program for Mature/Elderly Drivers
  • Available Discounts
  • Recreational vehicles / Business vehicles


Coverage options:

Collision and comprehensive (other than collision) coverages

Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both of these coverages for each vehicle you own. If you have an auto loan you may be required to purchase both.

  • Collision coverage insures you against damage to your vehicle caused during an accident.
  • Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.

Collision and comprehensive (other than collision) coverage usually includes a deductible, which can range from $100 to $1,000. If your car is damaged, the Insurance company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium.

Liability Coverage

Liability coverage involves injuries you cause to other people and damage you cause to other people’s property when you are at fault in an automobile accident.

Medical Payments Coverage

Medical Payments coverage relates to medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, regardless of fault. If you and your passengers have health Insurance, you may not need this coverage.

Personal Injury Protection

Some states require Personal Injury Protection, which is also known as No-Fault coverage. This coverage pays for things like medical and rehabilitative expenses, replacement services, and funeral expenses. It also pays for loss of income if you are injured in an auto accident and are unable to work.

Uninsured/Underinsured Motorist Coverage

This coverage pays if you are injured by a person who is completely uninsured or doesn’t have enough liability Insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver.

Optional Coverage

Optional or special coverage includes extras such as towing, rental reimbursement, and/or roadside assistance.  Although these coverages are not required, additional options such as these pose valuable to any policy.

Coverage Disclosure

Coverage descriptions indicated are only general terminology, so please refer to your policy for actual policy provisions and coverage.

How much do I need?

Choosing the appropriate level of auto insurance coverage depends on a number of factors, including assets you must protect (liability coverage), value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk. Still have questions? Call us today at 954-874-8022 and get your FREE no obligation auto insurance quote.

Coral Springs, “officially the City of Coral Springs, is a city in Broward County, Florida, United States, approximately 20 miles (32 km) northwest of Fort Lauderdale. As of the 2010 United States Census, the city had a population of 121,096.[5] It is a principal city of the Miami metropolitan area, which was home to an estimated 6,012,331 people at the 2015 census.”