Broward County, FL Car Insurance

For Quotes on Auto Insurance call (954) 874-8022

Did you just buy a new or used car? Are you looking to purchase an affordable auto insurance policy in the state of Florida? You have come to the right place. Insurance Authority Inc is here to do the shopping for you. Our insurance agents can assist with all of your auto, automobile, car insurance needs. Call us Toll Free: 1-800-298-1783 or Local : 954-874-8022  to speak with one of our agents about what we can offer you. We will take care of you and make sure that you end up with a customized auto insurance policy that is exactly what you need it to be while keeping your budget ans the protection you need in mind.

We are experts in the auto insurance field and have been assisting car owners in the state of Florida acquire their auto insurance since 1989. Instead of spending your time and energy calling company after company to try to find the best deal, let us do the shopping for you. Insurance Authority Inc. is in contact with many top rated insurance companies. We will find you what you are in search of and with little to no effort on your part.

We at Insurance Authority Inc are eagerly awaiting your phone call. When you call us at Toll Free: 1-800-298-1783 or Local : 954-874-8022 make sure to ask us about our many available discounts and about how we can save you up to 20% or more on your car insurance.

Let’s make sure you understand and that you ask about what the terms below and what they  mean to you and how much coverage is right for you and your family.

  • Standard and Preferred auto Insurance
  • High Risk auto Insurance
  • Classic autos / High Valued autos
  • Special program for Mature/Elderly Drivers
  • Discounts that are available
  • Recreational vehicles / Business vehicles

Coverage options:

Collision and comprehensive (other than collision) coverages

Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both of these coverages for each vehicle you own. If you have an auto loan you may be required to purchase both.

  • Collision coverage insures you against damage to your vehicle caused during an accident.
  • Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.

Collision and comprehensive (other than collision) coverage usually includes a deductible, which can range from $100 to $1,000. If your car is damaged, the Insurance company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium.

Liability Coverage

Liability coverage pays for injuries you cause to other people and damage you cause to other people’s property when you are at fault in an automobile accident.

Medical Payments Coverage

Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.

Personal Injury Protection

Some states require Personal Injury Protection, which is also known as No-Fault coverage. This coverage pays for things like medical and rehabilitative expenses, replacement services, and funeral expenses. It also pays for loss of income if you are injured in an auto accident and are unable to work.

Uninsured/Underinsured Motorist Coverage

This coverage pays if you are injured by a person who is completely uninsured or doesn’t have enough liability Insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver.

Optional Coverage

Optional or special coverage includes extras such as towing, rental reimbursement, and roadside assistance. None of these coverages are required.

How much do I need?

Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk. Simply call us today Toll Free: 1-800-298-1783 or Local : 954-874-8022 and get a FREE no obligation auto insurance quote !

Florida – i/ˈflɒrɪdə/ (Spanish for “land of flowers”) is a state located in the southeastern region of the United States. It is bordered to the west by the Gulf of Mexico, to the north by Alabama and Georgia, to the east by the Atlantic Ocean, and to the south by the Straits of Florida and Cuba. Florida is the 22nd most extensive, the 3rd most populous,[8] and the 8th most densely populated of the U.S. states. Jacksonville is the most populous municipality in the state and is the largest city by area in the contiguous United States. The Miami metropolitan area is Florida’s most populous urban area. The city of Tallahassee is the state capital. “ – wikipedia