Apartment and Renters Insurance
Owners of rental property have insurance policies to protect themselves against damage done by the renters and other damages that are out of the control of the owner. Generally, the personal belongings of the renter(s) are not covered under the owner’s insurance policy. Therefore, it is important for the renter(s) to consider taking out their own insurance policy to cover their own belongings.
If you are unsure about whether it’s necessary for you to take out a renter’s insurance policy, think about the fact that you share a building with other individuals where fires, theft, and water damage may occur. The potential risk to your valuables is reason enough to consider taking out a renter’s insurance policy, but it’s advantageous to know that most renters insurance policies are quite affordable.
A renters insurance policy generally covers against fireplace, lightening, riots, aircraft, vehicles, smoke, windstorms, vandalism, theft, falling objects, water harm, electrical harm and a number of possible damages that may occur. Our Insurance Authority agents will assist you in customizing your apartment insurance policy in Florida, so you are covered only for what applies to your needs. No more paying for unwanted coverages.
Keeping the receipts of your property along with a photographic inventory of your possessions will greatly help with determining the right coverage for you as well as ensuring that your property is protected. Store this information digitally, in a fireproof box, or in a safety lockbox at the bank. If you do not have the receipts of your possessions be sure to not underestimate the value of your property.
Insurance Authority has been helping Florida renters with their insurance needs for nearly 30 years. Do you want to know how we can assist you with your insurance needs? Give us a call at 954-874-8022 (Hablamos Español) or visit us at our Sunrise, FL location. Don’t forget to ask about what discounts are available to you and how WE CAN SAVE YOU UP TO 20% on your apartment insurance policy.